Presentation of the BNA
The first national commercial bank, the National Bank of Algeria (BNA), was created on June 13, 1966. It carried out all the activities of a universal bank and was also responsible for financing agriculture..
The restructuring of the BNA gave birth to a new bank, BADR, specializing in the financing and promotion of the rural sector.
Law No. 88-01 of January 12, 1988 on the orientation of economic enterprises towards their autonomy, had undeniable implications on the organization and missions of the BNA with in particular:
1 – The withdrawal of the Treasury from the financial circuits and the non-centralization of the distribution of resources by the Treasury,
2 – Free domiciliation of companies with banks,
3 – The non-automatic nature of financing
Law No. 90-10 of April 14, 1990 relating to Money and Credit, for its part, caused a radical overhaul of the banking system in harmony with the new economic orientations of the country. It has put in place fundamental provisions, including the transition to the autonomy of public enterprises.
The BNA, like other banks, is considered as a legal person which carries out, as a usual profession, mainly operations relating to the receipt of funds from the public, credit operations as well as the provision of customers, means of payment and their management.
the BNA was the first bank to obtain its approval by deliberation of the Money and Credit Council on September 5, 1995.
In June 2009, BNA’s capital increased from 14.6 billion Algerian dinars to 41.6 billion Algerian dinars.
In June 2018, BNA’s capital increased from 41.6 billion Algerian dinars to 150 billion Algerian dinars.
Everyone's Bank/Unique Experience
Since its creation in 1966, the BNA has supported all natural and legal persons. It has more than 2.7 million individual customers and active businesses of various sizes.
UNIVERSAL BANK DIVERSIFIED OFFER
The BNA offers a range of banking products and services as well as insurance products, intended to satisfy all its customers.
BNA products and services are simple, comply with current regulations with competitive prices.
DEVELOPMENT BANK REFERENCE BANKING PARTNER
With more than 5,000 employees, the BNA supports all local actors in the realization of their projects, through adapted financing offers and quality support, which actively contributes to the national economic development.
LOCAL BANKING POWERFUL NETWORK
The BNA has expanded its network and has made available to its customers 220 branches, located throughout the national territory, overseen by 20 Regional Directorates (DRE).
For the development of electronic banking, the BNA delivers free CIB cards to its customers, thus facilitating their daily performance of their various operations through the establishment of 98 ATMs and 150 ATMs ( ATM).
BANK OF HIS MEN AND WOMEN TRAINING SCHOOL KEEP ON GOING
Renowned for its status as a continuing education school and always in search of qualification, professional equality and balance, the BNA offers its employees qualifying and diploma training.
A BANK RELATIONAL AND CITIZEN
Choosing the BNA means joining a financial institution with a strong culture, history and values, in particular the proximity, availability, confidentiality and competence of its employees. BNA builds lasting relationships with its clients based on transparency and trust.
LISTENING : ANOTHER VISION FORM THE BANK
If the BNA, a local bank, places listening to and satisfying its customers at the heart of its concerns, it above all offers its customers a very diversified range of products and services while maintaining excellent responsiveness with short decision-making circuits. and efficient.
The BNA adopts a multi-channel listening approach: website, call center, listening unit, handling of complaints, POS (advertising at the point of sale) and ILV (Information at the place of sale) more adequate.
In addition, our customer service managers are at the service of customers to guide and assist them in their approach, and provide all useful advice and support in order to make the banking service accessible to all.
These are the new managerial orientations to bring the customer to the center of the bank.