{"id":5501,"date":"2024-04-01T10:13:17","date_gmt":"2024-04-01T09:13:17","guid":{"rendered":"https:\/\/www.bna.dz\/fi\/?page_id=5501"},"modified":"2026-01-08T16:32:14","modified_gmt":"2026-01-08T15:32:14","slug":"simulator","status":"publish","type":"page","link":"https:\/\/www.bna.dz\/fi\/en\/simulator\/","title":{"rendered":"Simulator"},"content":{"rendered":"\n<div id=\"sim\">\n<div class=\"infos\">\n<h3>Simulation data<\/h3>\n<div class=\"my_col first_col\">\n<p class=\"eparg_group\"><label for=\"eparg\">Saver\/Non-saver:<\/label><select id=\"eparg\" name=\"eparg\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"Epargnant\">Saver<\/option>\n<option value=\"Non-Epargnant\">Not saved<\/option>\n<\/select><\/p>\n<p class=\"type_client\"><label for=\"type_client\">Client type:<\/label><select id=\"type_client\" name=\"type_client\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"Domicili\u00e9\">Home<\/option>\n<option value=\"Non Domicili\u00e9\">Non-native<\/option>\n<\/select><\/p>\n<p class=\"type_equipement\"><label for=\"type_equipement\">Type of equipment:<\/label><select id=\"type_equipement\" name=\"type_equipement\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"Equipements\">Equipment<\/option>\n<option value=\"Mat\u00e9riels roulant\">Vehicles<\/option>\n<\/select><\/p>\n<p class=\"periode\"><label for=\"type_equipement\">period:<\/label><select id=\"periode\" name=\"periode\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"Moyen terme\">Medium Term (MT)<\/option>\n<option value=\"Long terme\">Long Term (LT)<\/option>\n<\/select><\/p>\n<p class=\"categorie_client\"><label for=\"categorie_client\">Project category:<\/label><select id=\"categorie_client\" name=\"categorie_client\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"Projets extension\">Expansion for institutions and merchants<\/option>\n<option value=\"Projets de creation\">Construction projects for institutions and merchants<\/option>\n<option value=\"Professions liberales\">Starting or expanding a freelance business<\/option>\n<\/select><\/p>\n<p class=\"critere_projet\"><label for=\"critere_projet\">Project criteria:<\/label><select id=\"critere_projet\" name=\"critere_projet\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"Tous projets\">Expansion, development, renovation, restoration, rehabilitation, restructuring, and improvement of real estate (residential, commercial, and professional buildings)<\/option>\n<option value=\"Les besoins propres du promoteur\">Special needs of promoters<\/option>\n<\/select><\/p>\n<p><label for=\"type_finan\">Type of financing:<\/label><select id=\"type_finan\" name=\"type_finan\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"Mourabaha Auto\">Murabaha for purchasing a car<\/option>\n<option value=\"Mourabaha Equipement\">Murabaha for the acquisition of equipment<\/option>\n<option value=\"Mourabaha Immobilier\">Murabaha for real estate<\/option>\n<option value=\"Istisna\">Istisna&rsquo;a Dary<\/option>\n<option value=\"Ijara\">Real estate lease with option to purchase<\/option>\n<option value=\"Ijara-equipement\">Equipment rental<\/option>\n<option value=\"Mourabaha Investissement\">Investment Murabaha<\/option>\n<option value=\"Mourabaha Exploitation\">Murabaha of exploitation<\/option>\n<option value=\"Essabil\">Essabil<\/option>\n<\/select><\/p>\n<p class=\"type_projet\"><label for=\"type_projet\">Project type:<\/label><select id=\"type_projet\" name=\"type_projet\">\n<option hidden=\"\" disabled=\"disabled\" selected=\"selected\" value=\"\">Choose<\/option>\n<option value=\"construction\">Construction work<\/option>\n<option value=\"extension\">Expansion projects<\/option>\n<option value=\"travaux amenagement\">Development work<\/option>\n<\/select><\/p>\n<p class=\"date_de_naissance_group\"><label for=\"date_de_naissance\">Date of birth:<\/label><br \/><input id=\"date_de_naissance\" class=\"\" type=\"date\" \/><\/p>\n<\/div>\n<div class=\"my_col second_col\">\n<p class=\"duree_group\"><label for=\"duree\">Duration (months):<\/label><br \/><input id=\"duree\" class=\"\" type=\"text\" \/><\/p>\n<p class=\"salaire_group\"><label for=\"salaire\">Income:<\/label><br \/><input id=\"salaire\" class=\"\" type=\"text\" \/><\/p>\n<p class=\"montant_du_bien_group\"><label for=\"mont_bien\">Purchase price:<\/label><br \/><input id=\"mont_bien\" class=\"\" type=\"text\" \/><\/p>\n<p class=\"hamich_group\" style=\"display: none;\"><label for=\"hamich\">Hamish Al-Jadida:<\/label><br \/><input id=\"hamich\" class=\"\" type=\"text\" \/><\/p>\n<p class=\"hamich_req_group\"><label for=\"tva\">Important seriousness required:<\/label><br \/><input id=\"hamich_req\" class=\"\" style=\"background: #ff5252;\" type=\"text\" \/><\/p>\n<div style=\"display: none !important;\">\n<p class=\"taux_apport_group\" style=\"display: none;\"><label for=\"taux_apport\">Hamish&rsquo;s seriousness rating:<\/label><br \/><input id=\"taux_apport\" class=\"\" type=\"text\" \/><\/p>\n<p class=\"mont_a_finan_group\" style=\"display: none;\"><label for=\"mont_a_finan\">Amount of funding:<\/label><br \/><input id=\"mont_a_finan\" class=\"\" type=\"text\" \/><\/p>\n<p><label for=\"taux_marche\">Margin rate:<\/label><br \/><input id=\"taux_marche\" class=\"\" type=\"text\" value=\"\" \/><\/p>\n<\/div>\n<p><button class=\"btn btn-primary calculer\">Start simulation<\/button><br \/><button class=\"btn btn-primary clear_data\">To clear the fields<\/button><\/p>\n<\/div>\n<\/div>\n<div id=\"results_sim\" class=\"results\">\n<h3>Simulation result<\/h3>\n<div class=\"my_col first_col\">\n<p class=\"fin_max_group\"><label for=\"fin_max\">Maximum funding:<\/label><br \/><input id=\"fin_max\" class=\"disabled\" style=\"background: #ff5252;\" type=\"text\" \/><\/p>\n<p><label for=\"marge\">Marginal note:<\/label><br \/><input id=\"marge\" class=\"disabled\" type=\"text\" \/><\/p>\n<p class=\"tva_group\"><label for=\"tva\">Tax amount:<\/label><br \/><input id=\"tva\" class=\"disabled\" type=\"text\" \/><\/p>\n<p><label for=\"total_remb_ttc\">Total amount payable:<\/label><br \/><input id=\"total_remb_ttc\" class=\"disabled\" type=\"text\" \/><\/p>\n<p class=\"cap_remb_group\"><label for=\"cap_remb\">Ability to pay:<\/label><br \/><input id=\"cap_remb\" class=\"disabled\" type=\"text\" \/><\/p>\n<p><label for=\"mensualite\">Monthly payment:<\/label><br \/><input id=\"mensualite\" class=\"disabled\" type=\"text\" \/><br \/><input id=\"lang\" name=\"lang\" type=\"hidden\" value=\"en\" \/><\/p>\n<p class=\"assurance_group\">An insurance policy is required for this type of financing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"resultat-message\"> This is only a simulation and cannot be considered a financing agreement. The calculation criteria may be revised between the time of simulation and the time of formalization of the financing file.<\/p>\n\n\n\n<strong>Insurance deposit (seriousness deposit)<br><\/strong>\n<p> This is the amount requested by the bank from its customer, which represents a guarantee of seriousness on their part.\nAfter concluding the Islamic financing contract, the seriousness deposit will be deducted from the sale price.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Simulation data Saver\/Non-saver:ChooseSaverNot saved Client type:Choos<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_theme","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","inline_featured_image":false,"footnotes":""},"class_list":["post-5501","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/pages\/5501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/comments?post=5501"}],"version-history":[{"count":6,"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/pages\/5501\/revisions"}],"predecessor-version":[{"id":5788,"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/pages\/5501\/revisions\/5788"}],"wp:attachment":[{"href":"https:\/\/www.bna.dz\/fi\/wp-json\/wp\/v2\/media?parent=5501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}